Homeowners Insurance
Homeowners Insurance with Twin Palms Insurance GroupBusiness Liability, Property Insurance, Workers Compensation, Business Auto Insurance, Homeowners Insurance, Construction Insurance, Personal Umbrella, General Liability, Business Auto Insurance
Twin Palms Insurance Group
Homeowners Insurance
Homeowners insurance is a form of property insurance that covering losses and/or damages to a house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.
When a mortgage is necessary on a home, the homeowner is required to provide proof of insurance on the property before the lending bank can issue a mortgage. Payments that are made toward a homeowners insurance policy are generally included in the monthly payments of the homeowner’s mortgage. The lending bank that receives the payment distributes the portion for insurance coverage to an escrow account. When the insurance bill comes due, the amount owed is paid from the escrow account.
A homeowners insurance policy generally covers the following four incidents on the insured property.
- interior damage
- exterior damage
- loss or damage of personal assets/belongings
- injury that occurs while on the property
Every homeowners insurance policy has a liability limit, which determines the amount of coverage that the insured has should an unfortunate incident occur. The standard limits are usually set at $100,000, but the policyholder can opt for a higher limit. In the event that a claim is made, the liability limit requires the percentage of the coverage amount that would go toward replacing or repairing damage to the property structures, personal belongings, and costs to live elsewhere while the property is being worked on.
Our 15+ years of experience and our relentless commitment to exceptional customer service make Twin Palms Insurance Group different. No two businesses are exactly the same and we are committed to offering flexible and intelligent underwriting solutions, with coverage tailored to a business’s needs. We also don’t shy away from complex risks. Contact Twin Palms Insurance today to discuss your options.
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Homeowners Insurance and you
Homeowners insurance is a form of property insurance that covering losses and/or damages to a house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. When a mortgage is necessary on a...
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For Individuals or for Businesses
The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in case of a covered loss.
Individual
Personal Umbrella
The benefit in exchange for a premium, upon the death of an insured person.
Individual
Auto Insurance
Financial protection against damage and/or bodily injury from traffic collisions.
Individual
Renters Insurance
Insurance against the risk of incurring medical expenses among individuals.
Individual
Homeowners Insurance
Losses occurring to one’s home, its contents, loss of use, or loss of other goods.
Business
Commercial Auto
Commercial auto equipment, signage, inventory & furniture in case of a fire, storm or theft.
Business
Workers Compensation
If a disaster or catastrophe does occur, a business’s operations will be on a break.
Business
Commercial Property
Covers equipment, signage, inventory & furniture in case of a fire, storm or theft.
Business
General Liability
Commercial auto equipment, signage, inventory & furniture in case of a fire, storm or theft.
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Contact Twin Palms Insurance Group Today
Providing Insurance services throughout South Florida: Business Liability, Property Insurance, Workers Compensation, Business Auto Insurance, Homeowners Insurance, Construction Insurance, Personal Umbrella, General Liability, and Business Auto Insurance.
Twin Palms Insurance Group is highly respected, reliable and knowledgeable Insurance Company serving the communities of Stuart, Tequesta, Jupiter, North Palm Beach, Palm Beach Gardens, West Palm Beach, Palm Beach, Port St. Lucie, Hobe Sound, Palm City and Jensen Beach, with individual insurance and business insurance services.