A business automobile policy (BAP) provides coverage for a company’s use of cars, trucks, vans and other vehicles in the course of carrying out its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business purposes
Companies should have a business automotive policy even if they do not own vehicles if they can use personal vehicles for business purposes at any time. This coverage is essential for employees who use their private cars to carry out their business tasks. In the event of a serious accident, the employee may not have sufficient liability coverage to adequately protect the company.
Coverage available in Business Automobile Policies include collision coverage, comprehensive coverage, specified perils coverage, and liability coverage.
Our 15+ years of experience and our relentless commitment to exceptional customer service make Twin Palms Insurance Group different. No two businesses are exactly the same and we are committed to offering flexible and intelligent underwriting solutions, with coverage tailored to a business’s needs. We also don’t shy away from complex risks. Contact Twin Palms Insurance today to discuss your options.
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