Renter’s insurance is property insurance that provides coverage for belongings, liabilities and possibly living expenses in the event of a loss. Renter’s insurance is available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or townhome. The policy protects against losses to the tenant’s personal property within the rented property. A renter’s insurance policy also protects against losses resulting from liability claims, such as injuries occurring on the premises that are not due to a structural problem with the property.
More and more, proof of renter’s insurance is mandatory by many landlords. Personal belongings within a rented property are typically not covered under the owner’s or landlord’s property insurance. Renters insurance covers against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm and certain types of water damage.
Our 15+ years of experience and our relentless commitment to exceptional customer service make Twin Palms Insurance Group different. No two businesses are exactly the same and we are committed to offering flexible and intelligent underwriting solutions, with coverage tailored to a business’s needs. We also don’t shy away from complex risks. Contact Twin Palms Insurance today to discuss your options.
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